Synopsis: This is a special episode of The Straits Times' video series The Big Story, hosted by Hairianto Diman and Olivia Quay. If you're planning to buy a new property this year or already have an existing mortgage, be sure to pay closer attention to the loan packages and what they entail. Knowing the details of the loan and what you're agreeing to could save you a few thousand dollars each year. Invest editor Tan Ooi Boon shares more on what you need to know about home loans, and the golden rules on how to keep financially healthy.  Produced by: ST Video team Edited by: ST Video team and Penelope Lee Discover The Straits Times Videos: https://str.sg/JPrc Discover ST podcasts: Channel: https://str.sg/JWVR Spotify: https://spoti.fi/2PwZCYU Apple Podcasts: https://apple.co/2Lu4rPP Google podcasts: http://str.sg/googlestbt Websites: http://str.sg/stpodcasts Feedback to: podcast@sph.com.sg  Follow Hairianto Diman on Instagram: https://www.instagram.com/iamhairianto/?hl=en Follow Olivia Quay on Instagram: https://www.instagram.com/oliviaquayhere/?hl=en --- Discover more ST podcast series: Asian Insider Podcast: https://str.sg/JWa7 Green Pulse Podcast: https://str.sg/JWaf Health Check Podcast: https://str.sg/JWaN ST Sports Talk Podcast: https://str.sg/JWRE Life Weekend Picks Podcast: https://str.sg/JWa2 #PopVultures Podcast: https://str.sg/JWad Bookmark This! Podcast: https://str.sg/JWas Lunch With Sumiko Podcast: https://str.sg/J6hQ Discover BT Podcasts: https://bt.sg/pcPL Follow our shows then, if you like short, practical podcasts! #tbs See omnystudio.com/listener for privacy information.