Money Hacks Ep 28: How to make your credit card work harder for you

7:35 mins

Synopsis: In this new podcast series for 2018, The Straits Times and The Business Times offer tips for the newcomer to the financial and investment scene.

Ms Natalia Goh - head of credit cards and personal loans for Standard Chartered Bank Singapore - explains why practical Singaporeans love cashback cards like Standard Chartered's Unlimited Cashback Card.

It offers 1.5 per cent cashback on spending with no cap, and is among the best in the market, as The Straits Times had previously reported.

To make your credit card work harder, keep three pointers in mind:

1. Know your lifestyle needs and spending habits

2. Read and compare terms, conditions and benefits of credit cards online first, before applying

3. Look out for seasonal promotions, ahead of the approaching Christmas period for example

She gives us tips on how to look for different credit cards for different needs - ranging from petrol to dining, and online shopping.

Produced by: Ernest Luis

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